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    <description>Dated changelog of 530amodel.com: rule re-verifications against primary sources, new guides, and calculator releases.</description>
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      <title>MCP server opened to every AI platform</title>
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      <pubDate>Sun, 19 Jul 2026 12:00:00 GMT</pubDate>
      <description>Published to the official MCP registry (com.530amodel/calculator) with ChatGPT-compatible search/fetch tools, structured tool results, and platform setup guides for Claude, ChatGPT, Cursor, and agent APIs.</description>
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      <title>Live fund returns in the Advanced Model</title>
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      <pubDate>Sun, 19 Jul 2026 12:00:00 GMT</pubDate>
      <description>New fund and historic-period dials set the return assumption from real market data (trailing 1/5/10-year annualized returns for the eligible funds), converted to after-inflation terms with the math shown.</description>
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      <title>New guides: glossary, withdrawals, timing, employer money, 530A vs 529</title>
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      <pubDate>Sun, 19 Jul 2026 12:00:00 GMT</pubDate>
      <description>Five plain-English reference pages covering the questions families actually search, each grounded in the verified rules and linked to primary sources.</description>
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      <title>Security hardening</title>
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      <pubDate>Wed, 15 Jul 2026 12:00:00 GMT</pubDate>
      <description>Strict Content-Security-Policy with per-build script hashes, HSTS, and per-IP rate limiting on all public endpoints.</description>
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      <title>Pledges &amp; gifts feed</title>
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      <pubDate>Tue, 14 Jul 2026 12:00:00 GMT</pubDate>
      <description>A tracked feed of reported 530A pledge programs, with human-reviewed entries you can model for your own child in one click — now also available as RSS.</description>
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      <pubDate>Mon, 13 Jul 2026 12:00:00 GMT</pubDate>
      <description>The calculator engine became free to call: JSON API with OpenAPI spec, and a read-only MCP server for AI assistants. No auth, nothing stored, attribution asked.</description>
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      <title>Rules verified against primary sources</title>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>Every figure re-checked against the statute, IRS Notice 2025-68, and the CRS overview. Unverifiable items (529 rollover, early-withdrawal penalty, cap indexing mechanics) remain explicitly flagged pending the expected March 2026 regulations.</description>
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      <title>530amodel.com launch</title>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>Free, privacy-first 530A calculator: instant projection widget, Advanced Model with seeded Monte-Carlo ranges, and cent-exact math cross-verified between two independent implementations.</description>
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